Retirment 101 part 1
I've been retired for about a month. Lessons learned:Be prepared for a lack of energy and a need for more sleep. I thought I was feeling depressed because I wasn't getting much done. No, I just needed to give my body time to adjust and destress.
Have a plan in place. You need a new routine and a schedule, otherwise you will sit and play solitaire on the computer for hours. What a waste of time! I joined OLLI and am taking 5 classes.
Think before signing up for another activity. You do want some time for yourself!
Have at least 2 months of savings in place as that is how long it takes for a first retirement check to arrive. It took close to 5 weeks to get paid for unused vacation time. And think about what bills will be due during that time--I had house insurance, auto insurance, earthquake insurance all due the first 2 months plus my property tax bill came in. Also, Medicare part B sends a bill for a quarterly payment in those first 2 months.